What finally pushed NRIs to move back to India after 10+ years abroad?

Triggers cluster into a few patterns: family pull, visa fatigue, children hitting a school age, burnout, parents' health, financial independence, or desire to build in India. Match your household to the pattern that fits—one person's story is not your forecast.

Is ₹1.4–1.5 crore a reasonable financial base for a working couple moving back to India?

Reasonable depends on city, rent, income continuity, kids, parents, health insurance, and how long the corpus must last. As a working couple, the key is not corpus alone; it is runway if one income fails after return. Build budget bands for target city, 12-18 month emergency fund, and one-time setup costs before deciding.

What should my 5-year financial plan be for moving back to India as an NRI?

A five-year plan should keep optionality: keep source-country accounts, build India emergency fund, plan currency exposure, avoid irreversible property decisions too early, and use the RNOR window deliberately when you finally return.

Should I return to india in 2027?

A year-specific decision should be answered with a calendar. Work backward from 2027 through tax year, school year, employment bonus/vesting, lease, shipping, bank conversion, OCI/passport, health insurance, and parent-care events. If the calendar exposes too many collisions, move date should shift, not the checklist.

Services / Power Hour

Only 10 Seats

Desi Return Power Hour -AMA with Avinash

Join a small-group interactive session (only 10 seats) to get your return-to-India questions answered live. Bring your questions on finances, kids, career, logistics.