Quick Clarity Call
$4015 minutes
Best for:
- One specific question.
- A quick check.
- "Am I on the right track?"
1:1 calls for NRIs moving back to India
Everyone gives you different advice. Get one answer for your move.
Talk to me for 15, 30 or 60 minutes on Zoom. Tell me where you are and leave knowing what to do first.
- The best date to move
- A direct answer to the question you keep asking
- Your next steps for family, money and taxes
From $40 for 15 minutes. Secure payment through Pensight.
After a 1:1 call
★★★★★I left the session feeling much more centered, relaxed, and confident.
Sarvesh B., 1:1 call with Avinash
- 15 min$40
- 30 min$60
- 60 min$100
The right move depends on your situation.
You have read the blogs and watched the videos. Each one fits someone. None of them knows your date, your family or your accounts.
So the big question stays open, and the rest waits: when to give notice, what to do with the house, which accounts to keep. On the call we settle it for you.
What we settle, for your case
- TimingThe date to move, and what your date changes.
- FamilyYour spouse's work, and the school year your children are in.
- ParentsWho is where, and who needs care.
- MoneyYour accounts, savings and retirement plans, on both sides.
- TaxesTwo tax systems, and RNOR if you qualify.
You tell me your case. You get the answer. You leave knowing what to do first.
The three calls
Pick the call that fits your question
Planning Support Session
$6030 minutes
Best for:
- Several questions.
- A deeper talk on 2 to 3 topics.
- A first planning overview.
Deep Dive Strategy Call
$10060 minutes
Best for:
- Full planning.
- Complex situations.
- Families with several things to consider.
What people ask on a call
The four topics most calls cover
Most calls come down to a few questions that depend on your dates, your accounts and your family. Here is how a call handles each.
Cross-border taxes
Moving between two tax systems means income, retirement accounts and investments can be treated differently on each side. A call maps your own situation, so you know what to ask your CA and what to sort out before you fly.
Ask this on a call →RNOR and the best time to return
RNOR (Resident but Not Ordinarily Resident) is a tax status some returning NRIs qualify for, and your return date can change whether you do. We look at your past years abroad and your planned date together.
Ask this on a call →NRE, NRO and FCNR accounts
Which Indian bank to open or keep, which account type fits you, and what happens to each account once you return.
Ask this on a call →401(k), IRA and savings
Whether to keep, roll over or withdraw, and how to sequence it around your return date.
Ask this on a call →The call is planning guidance from someone who made the move. Your CA files your returns and your financial advisor manages your investments; the call plans the move around them. For tax, legal or investment advice on your case, ask a qualified professional.
Who you will talk to
You talk to one person, and he has made this move.
20+ yearsabroad
3+ yearsback in India
I am Avinash. The hardest part of moving back is making big decisions when the people around you have never made them. On a call, I am the person who has.
You talk to me. When it helps, I send the resources and links after the call, so you have them in one place.