Best way to send money to NRE account?

Compare total delivered INR, not only advertised fee. Check exchange spread, transfer fee, speed, purpose code, FIRC/receipt availability, bank support, and whether funds should land in NRE, NRO, FCNR, or RFC based on residency. For large transfers, quote two providers and one direct bank wire before moving.

Can I transfer money from my Indian account to my US account?

Yes, but route and limit depend on account type and residential status. NRE balances are generally repatriable; NRO remittance is subject to documentation and the USD 1 million per financial year facility; resident remittance abroad usually falls under LRS limits. Tax-paid proof and bank paperwork matter more than the transfer button.

How can I move money from India back to the USA?

Do not treat one app block as the law. Outward remittance from India depends on account type—NRE, NRO, or resident—and each route has different limits and paperwork. If Wise or another provider blocks a transfer, ask your bank which category applies, then prepare Form 15CA/15CB, CA certificate, source proof, and purpose code if needed.

What is the NRO repatriation limit when sending money to India-linked accounts?

RBI allows eligible remittance up to USD 1 million per financial year from NRO balances, sale proceeds, or other qualifying assets—subject to tax compliance, declarations, and bank documentation. Treat it as a paperwork workflow (Form 15CA/15CB, CA certificate, source proof), not a one-click transfer.

Should I wait for the rupee to recover before transferring my savings?

Timing the rupee rarely works. Split large transfers over time, use rate alerts, and hold foreign currency in an RFC account after landing—an RFC lets eligible returning residents keep dollars or pounds in India without converting everything on day one, so you move to rupees when you need them or when the rate suits you.

Is now a good time to bring a lump sum to India?

That depends on your needs and the live rate. Spreading transfers over time reduces the risk of converting on one bad day.

Services / Remittances

Remittance partner offer

Transfer Money to India with Competitive Rates

Check live partner exchange rates, transfer limits, fees, account timing, and NRE/NRO fit before remitting money to India.

Live partner rates
Transfer-limit review
Direct NRE transfers
Clear timelines

US, UK, Europe, and UAE to India.

1M+

Users

$5B+

Partner-reported payments

Free transfers with code

$10

Cash back after $500 transfer

Why This Remittance Option Stands Out

Live Partner Rates

Live partner exchange rates shown before you confirm the transfer.

Transfer Timelines

Clearer transfer timelines so you know when money should arrive.

Direct NRE Transfers

Send directly to NRE accounts where supported.

Limit Review

Review transfer-limit fit before moving larger sums back to India.

On camera

Hear it from them, not just us.

Real returnees, on camera, unscripted.

Reviews on Google

Rated 4.8 out of 5 by returning families

4.8 average from 12 Google reviewsRead them on Google

Kiran KumarLocal Guide · 63 reviews

August 2025

The content published by DR has been a great help before our move back to India.

S M9 reviews

August 2025

The personal stories, are realistic, positive and very valuable source for personal planning and decisions.

Ravi Kiran2 reviews

August 2025

Definitely recommend for anyone planning to make a move back to India

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